Agent – noun A person nominated to perform tasks or duties for another person.

Should you become unable to handle your own affairs, either through a mental or physical handicap, then you would need someone to perform those duties for you. If you create a durable power of attorney, then you can name your own agent who will take care of your business during your incapacity. If you fail to nominate an agent, the state laws will dictate that a guardian or conservator must be appointed to handle your affairs.
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If you are worried about the care you will receive or who will act on your behalf as an agent, then please do not hesitate to contact my law offices for more information.