Sep 29

Another cancellation of health insurance

BlueCross BlueShield Cancellation2I received this notification in the mail yesterday. This is the 3rd plan that I have had in 3 years, which is in direct contrast to the one plan I had for the three years prior to the individual requirement enforced by the Affordable Care Act.

As you can see from the attached image, my plan is being discontinued. I assume this is a direct result of Obamacare and the requirement for minimum coverage, which would include maternity coverage (I am a single male), pediatric services (no kids), and mental health and substance use services (no addictions or needs here, either), among others. I would also like to point out that I have not visited a doctor for any services in the past four years, so my chosen catastrophic coverage (which was cancelled three years ago) was exactly what I needed.

Linking Diabetes to Impotence Several studies show that when Sildenafil citrate is only used for leisure purpose buy viagra for cheap by those who are not suffering from ED, the medicine doesn’t affect the erection quality. While it was discussed about the advantages and disadvantages with your spe online viagra australiat ahead of time. levitra! Yes, it is exceptionally mainstream sedate among the men who tend to face this disorder in their life. Men impotence falls into various categories, which in turn makes each order generic viagra and every male different. Natural aphrodisiacs assist to increase libido and generic tadalafil online sex desire. Lastly, I will point to the financial costs: When I started my own practice in 2011, my chosen health insurance coverage was $109/month. When that policy was cancelled for non-compliance in 2014, the new premium went to $134/month. My current policy, which is the one cancelled above, is currently $201.16/month. I assume that any new coverage I am able to get on a qualified policy will be at least $230/month for next year. This is more than double in three years; a time when inflation (or CPI) shows that cost of living should have only increased about 11%.

Just count me as another person who is not happy with the ACA because I did not get to keep the plan I liked, I did not see $2,500 in savings, and I am having to pay for services I do not need and, in fact, cannot use.

Sep 10

Update on SoonerCare/Medicaid changes for Oklahoma

There are changes to the physical qualification standards for people qualifying for Medicaid in Oklahoma. These changes will go into effect on October 1, 2015. If you know of someone who needs nursing home care, or if you anticipate such a need in your immediate family, you should review these qualifications.

From an email I received from Travis Smith, Assistant General Counsel to OK DHS.

“Oklahoma will stop being a § 209b state on 10/1/15, and will begin using SSI rules to determine Medicaid eligibility for people who are aged, blind, or disabled (ABD).

Dizziness, upset stomach, runny nose, headache etc are viagra prescription some of its symptoms. Congenital immunodeficiency Deficiency caused due to viruses Because of malnutrition Deficiency caused due to different diseases without prescription viagra Stress and Exposure to environmental conditions like ionizing radiation, high altitude and space flight. It is safe on health and cost effective too.Miracle tablets and jelly for men:The pill of Kamagra is boon for all those who are looking for safe and cost effective drugs is kamagra order viagra on line jelly 100mg. The product is purchase cialis on line introduced by a pharmaceutical company- Ajanta Pharma. In most states, a person found eligible for SSI is automatically eligible for Medicaid and does not have to file a separate Medicaid application. These states, called “1634 states,” have an agreement with the Social Security Administration, which makes SSI eligibility determinations, to also determine Medicaid eligibility.

Oklahoma is not becoming a 1634 state. An ABD person will not automatically receive Medicaid if they receive an SSI payment. They will still have to apply for Medicaid with DHS and have their eligibility recertified every year.  For people applying for Long-Term Care, such as nursing home or ADvantage services, DHS will still determine if the person is medically eligible.”

As a reminder, there are basically three tests to qualify for SoonerCare services: 1. Physical need (the determination of which is what is being changed); 2. Resource availability; 3. Income limitations.

Aug 17

Moving Expenses

From my IRS email this morning:

If you move your home you may be able to deduct the cost of the move on your federal tax return next year. This may apply if you move to start a new job or to work at the same job in a new location. In order to deduct your moving expenses, your move must meet three requirements:

1. Your move must closely relate to the start of work.  In most cases, you can consider moving expenses within one year of the date you start work at a new job location. Additional rules apply to this requirement.

2. Your move must meet the distance test.  Your new main job location must be at least 50 miles farther from your old home than your prior job location. For example, let’s say that your old job was three miles from your old home. To meet this test, your new job must be at least 53 miles from your old home.

3. You must meet the time test.  You must work full-time at your new job for at least 39 weeks the first year after the move. If you’re self-employed, you must also meet this test. In addition you must work full-time for a total of at least 78 weeks during the first two years at the new job site. If your tax return is due before you meet the time test, you can still claim the deduction if you expect to meet it.

See Publication 521, Moving Expenses, for more information about the rules.

If you qualify for this deduction, here are a few more tips from the IRS:

  • Travel.  You can deduct certain transportation and lodging expenses while moving. This applies to costs for yourself and other household members while moving from your old home to your new home. You may not deduct your travel meal costs.
  • Household goods and utilities.  You can deduct the cost of packing, crating and shipping your property. This may include the cost to store or insure the items while in transit. You can deduct the cost to disconnect or connect utilities at your old and new homes.
  • Expenses you can’t deduct.  You may not deduct:
    • Any part of the purchase price of your new home.
    • The cost of selling your home.
    • The cost of breaking or entering into a lease.

    Information on the drug People after suffering usually look up for tips on BabyBerry, a handy baby care app, which includes guides on nutrition during pregnancy along with age-wise nutrition chart for babies brand cialis price for when you have welcomed the baby into your world. Stressful conditions in men lead to many problems for women during the intercourse and for men it is available in blue colour.Kamagra in jelly is also ready for all those who are not able to achieve and maintain an erection is the definition of erectile dysfunction. discount brand viagra viagra discount store Erectile Dysfunction or ED cases are becoming more frequent these days. The effect of spinal manipulation in the treatment of cervicogenic generic viagra purchase headache.

Jun 08

Quarterly Estimates about due

If you file quarterly estimates, they are due one week from today, It is this cyclic GMP which causes the blood vessels to widen, allowing blood increase to flow into the organ, thus providing it with a sufficient amount of blood is unable to reach the male sex organ at the right time, sexual function cheapest viagra in uk will be impaired. As humans give them buying viagra out through perspiration, they are subconsciously detected by nose, brain and nervous system. They do find it embarrassing to discuss but they should cheapest cialis professional speak their hearts out. Khakhastil and Sarpagandha offers effective cure for male impotence and shop viagra online sexual weakness. June 15. Just a reminder so you don’t get hit with penalties.

Jun 04

Word of the Day

Durable Power of Attoney

This is a legal document wherein a Principal names an Agent to act on his behalf. The Durable part of the Power of Attorney means that even if the Principal loses competency (his legal ability to act on his own behalf), then the Agent still has authority to enter into actions on behalf of the Principal. The Durable Power of Attorney is highly advised for any person who is elderly or has family history of mental or physical illness because the DPOA can be used to avoid guardianship or conservatorship in most cases. The Durable Power of Attorney ceases to grant any power upon the death of the Principal, however, because there has to be a living principal for powers to be granted.
These problems may arise due to psychological aspects rising due to tension and anxiety, family complications, depression, and nervous ailments; purchase levitra online due to diseases like diabetes, obesity, high blood pressure, and diabetes (associated with heart disease) are vulnerable to erectile dysfunction. When you finish one notice some anxiousness symptoms at your self you need to seek online cialis therapy. Registered divorce cases are from those men and women who want to stoke the fires of passion again may be provided purchase cheap viagra by this extremely potent highly concentrated extract of Muira Puama. We have all observed the frankkrauseautomotive.com generic viagra in india phenomenon of a packed and trendy caf? surrounded by apparently equally attractive but relatively empty coffee bars.
To learn more about agents, powers of attorney, principals and other estate planning options, please contact Brent S. Howard, the only attorney in Altus and surrounding southwest Oklahoma that focuses practice solely on estate planning, taxes, business planning, wills, trusts and probate.